The funny thing is, increasing deductibles is just as much a feature of company provided healthcare, which covers vastly more Americans compared to Obamacare. But do you hear the critics about this? Nooo... From Business Insider:
Quote:The main driver of the slowing in premiums, unfortunately, is the rise of high deductible plans, according to Kaiser. In 2016, 83% of workers have a deductible, or amount that they have to pay themselves for medical care before insurance covers it, at an average of $1,478 per worker. The average deductible for workers who have one has gone up $486, or 49%, since 2011.
Additionally, the survey found 51% of workers have a deductible over $1,000, the first time this has happened since the survey began in 1999.
"We’re seeing premiums rising at historically slow rates, which helps workers and employers alike, but it’s made possible in part by the more rapid rise in the deductibles workers must pay," said Drew Altman, CEO of Kaiser, in a release accompanying the survey.
This means that Americans aren't paying too much more on a month-by-month basis, but when they get sick they have to pay more out of pocket costs.


![[Image: screen%20shot%202016-09-14%20at%2012.28.26%20pm.png]](http://static3.businessinsider.com/image/57d98016077dcc67208b4baf-1091/screen%20shot%202016-09-14%20at%2012.28.26%20pm.png)